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How Do I Pay for Long Term Care?
February’s focus topic is:
Paying for Long Term Care
About 70% of Americans will need long term care at some point in their lives. Many Veterans and their loved ones think that VA will pay for all costs related to long term care. Actually, a Veteran’s eligibility for long term care is based on their service connected status, clinical need for care and services, and in some cases, availability of services.
VA Programs and Services for Long Term Care
Residential Settings and Nursing Homes have different eligibility requirements for each setting. The VA does not pay for room and board in residential settings such as Assisted Living or Adult Family Homes. However, you may receive some VA Home and Community Services while you are living in a residential setting.
Detailed Information for Veterans and Caregivers
The Paying for Long Term Care section at www.va.gov/Geriatrics covers:
- Standard Medical Benefits
- Veterans Pension
- Aid and Attendance and Housebound Attendance
- Medicare
- Medicaid
- Personal Funds and Long Term Care Insurance
If you still have questions, call toll-free, 1-877-222-VETS (8387), Monday through Friday, 7 a.m. to 7 p.m. (CST). Or contact your VA social worker.
More Resources
- If you want to know more about long term care options outside of VA, the National Clearinghouse for Long Term Care provides details about:
- Average costs of long term care services in each state
- Options to help pay for long term care services
- Eldercare Locator is a public service of the U.S. Administration on Aging. To find resources in your area, including in-home help and transportation, as well as information about paying for long term care, visit the Eldercare Locator or call 800-677-1116.
